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Home Banking

Nigeria Card Access Built Into PalmPay App

byJoy Ogbitse
February 16, 2026
in Banking, Business
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PalmPay has updated its mobile platform to let users apply for an AfriGO payment card directly inside the app. This change removes the need to visit external websites or physical locations for the initial request, placing the card application process within a wallet already used for transfers, bill payments, and other everyday financial activities.

AfriGO is a domestic payment card scheme established for Nigeria’s financial ecosystem. It is designed to work across ATMs, point-of-sale (POS) terminals, and online services nationwide, offering an affordable local alternative to international card products. The integration with PalmPay aims to expand user access to card-based payment tools.

Through the PalmPay app, customers can now log in, navigate to the AfriGO card section, and submit a request without leaving the application environment. This digital request path works alongside existing distribution methods, including PalmPay’s physical customer support centres and its extensive network of agents available across Nigeria for those who prefer in-person guidance.

The move is part of a broader effort to deepen financial inclusion by increasing access points for payment solutions that serve everyday needs. By situating the card request inside a widely adopted digital wallet, PalmPay and AfriGO are reducing friction in the onboarding process for new users.

AfriGO cards are built to function within Nigeria’s payments infrastructure, enabling cashless transactions and enhancing the usability of digital finance for consumers and merchants. They provide another channel for Nigerians to engage with electronic payments, whether at retail outlets, online platforms, or through automated teller machines.

In addition to facilitating card requests via the app, the integrated approach leverages PalmPay’s existing footprint to support broader distribution. Users uncomfortable with self-service can still seek assistance through PalmPay’s customer experience teams or agent partners who can guide them through the application process in person.

Embedding the AfriGO card request within PalmPay reflects a strategic shift toward combining digital tools with physical support structures. This hybrid model aims to ensure that access to payment cards keeps pace with user expectations for convenience, while still offering options for individuals who prefer hands-on assistance.

Ultimately, making the AfriGO card request available in a familiar financial app is intended to lower barriers to entry and support wider participation in Nigeria’s growing digital economy

Tags: AfriGOATMsPalmpayPoint-of-Sale (PoS)
Joy Ogbitse

Joy Ogbitse

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